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In their most recent newsletter, the SBA encourages small businesses to be prepared this flu season. Why? Since small businesses are the backbone of the private sector and local community, a H1N1 pandemic could cause an economic ripple effect. And small businesses are particularly vulnerable due to having a lower number of employees with less substitutional resources. The SBA asks how will you “anticipate high levels of absenteeism” in case infected employees need to be segregated from the rest of the company? How will you handle the disruption and protect your investment? 

The CDC is predicting gradual but continued outbreaks during the 2009-2010 flu season. Flu.gov recommends creating a written plan and provides suggested guidelines of what to include. So, invest a little time to be over prepared. If your employees are affected by the swine flu, you can mitigate the risks to your business. Thus proving once again, if you take your “umbrella”, the worst you'll get is a light sprinkle. Perhaps, it won't even rain.